If you’re ready to make the jump from renter to homeowner, you’re probably wondering how you can save up enough money for your down payment—and you’re not alone. In fact, saving up enough money for a down payment is a top challenge for buyers across America.

At a time when rents are high, being able to set aside any amount of money as a renter is tough. Given current market dynamics and relatively low mortgage rates, a monthly mortgage payment is a more cost-effective option in some areas, which makes the idea of homeownership enticing. It’s not surprising, then, that half of renters (50 percent) consider buying a home instead, with 18 percent seriously considering it, according to the Zillow Group Consumer Housing Trends Report.

Are you ready to make the leap from renter to buyer? Here are a few creative ways you can speed up the saving process to purchase your home.

1. Old-fashioned Savings

With some planning and time, saving up one step at a time can be an extremely effective way to fund your down payment. According to the Zillow Group study, it’s the most common way the majority of buyers saved for their down payment in 2017.

Saving up the old-fashioned way isn’t always easy and more importantly, it takes time. And if you’re wanting to buy, waiting several years to save up enough money to buy a home can be a drag. Even more, because of some very tight markets in some areas, a down payment is often a moving target as home prices soar and cause the minimum down payment requirement to rise with it.

2. Sell Your Clutter

No matter the season, it’s always a good time to do a little spring cleaning. Selling off old clothes, furniture or electronics you don’t use anymore could help you bring in lump sums of cash and help you declutter your space. Depending on what you’re selling, there are a number of online sites that can help connect you with potential buyers. If selling online isn’t your thing, you can always throw together a garage or yard sale.

3. Cut Back

Do you really need the additional 60 channels with your cable package? Can you downgrade your internet speed? Have subscriptions you can live without? While these might not be ideal, if you’re buying a home, there are a few concessions you might have to make in order to save up enough money. Cutting back on your monthly automatic payments could help you save up money faster, just make sure you’re setting that money aside, so it doesn’t linger in your account to be seen as money you can spend.

4. Live Small

Although it might be a tough few months or so, downgrading your space, and therefore your monthly rent payments, might help you put away more money each month for your down payment. If you can swing moving from a one-bedroom to a studio or go from renting a house to renting a smaller apartment in order to save money, you might find that the money adds up quicker than you think.

5. Spend Less

Grabbing a happy hour after work or going to the movies on the weekend are certainly fun but cutting back on extracurriculars is an easy way to pocket more cash. Instead of going out to the movies, rent one from home or watch one you already have. If you’re missing the social aspects of staying in more often, invite some friends over for game night.

One trick to spending less during the month is to try a spend-free weekend. For just one weekend out of the month, try to not spend a single dollar. You might be surprised how much you actually spend in a given weekend, and how quickly money can add up if you stay in instead.

6. Crowdsource

Aside from cutting back on your own spending, you could always try to fund your down payment through crowdsourcing. Many homebuyers have found luck asking friends and family for cash gifts towards their down payment in place of wedding gifts, birthday presents or gifts for any other occasion. Regardless of if the money is in the form of a loan or a gift you don’t have to repay, asking family or friends for some help could be one of the ways to make sure you can afford your down payment.

7. Get Creative with Earning More Cash

If you’re willing to put in a little more work on the weekends or even after your regular day job, having a side gig could help garner your more cash. You could try dog walking, waiting tables, house sitting or selling handmade crafts online or to co-workers and friends. Or you could get even get a little more creative.

If you have an extra room or even a couch, people are willing to pay to stay for a night or two or even longer. Or you could try renting out a parking spot in your driveway—if you have one, of course. Depending on where you’re located, parking spots can be a hot commodity. And it isn’t just parking spots people are willing to pay for in the form of rent. If you have a garage or shed, you could rent that to a neighbor or trusty friend.